Click to see what
our clients say:
Categories
Credit and Debt Counselors
Credit and debt counseling professionals are heavily regulated at both federal and state levels. Their capabilities and skills vary greatly depending upon their customer’s personal credit/debt profile. Choosing the right credit/debt counseling professional can help consumers avoid unnecessary interest and debt payments and improve their credit score.
Here are a few of the criteria that Goldline Research uses when evaluating a dependable Credit and Debt Counselor:
- The number of years of experience
- The range of services and/or products offered by the firm/professional (e.g. debt management plans, credit counseling, etc.)
- FCRA and other federal/state compliance issues
- The number of total staff
- The number of credit counselors on staff
- Advanced certifications and/or training held by staff
- Licensing (local, state, federal), if applicable
- Geographic service area
- Whether or not the firm is a 501(c)3 organization
- Membership in relevant trade associations
- The number of active clients
- The number of total clients
- An analysis of any client additions in the last 12 months
- An analysis of any client losses in the last 12 months
- The quality of client references
- A review of any outstanding lawsuits, grievances and/or complaints against the firm/professional
- The firm’s/professional’s key differentiators